My Financial Manifesto

Mr Money Grubber
6 min readJan 15, 2021

The Merriam-Webster Dictionary defines a manifesto as “a written statement that describes the policies, goals, and opinions of a person or group.” So with that in mind, it is time to write mine.

Here are my main principles when it comes to how I want to live my life:

  1. Time is the most valuable commodity
  2. Working for other people is not an ideal life
  3. Having time to be productive in the way I want is paramount
  4. More Is Less, Less Is More
  5. I want to avoid stress
  6. Health is more valuable than money

1. Time is the most valuable commodity we have

The most important commodity we have is time. You can’t make more of it, you can’t buy more of it, and in fact, you don’t even know how much of it you have. You can get or make more of every other commodity. With time, you cannot. That is why I value my own time highly and want to be free to spend it wisely.

To make my time mean something I’d prefer to be doing things that make me happy. To that end, I need a place to live, food to eat, some peace and quiet if possible, and the ability to spend time with people I care about. That’s about it.

I don’t live for possessions because many possessions cause more problems than they solve. The more things you have the more things can break. The more you’ll have to spend your time and money getting them repaired. The more devices you own, the…



Mr Money Grubber

I retired at 39 by living ultra frugally, I own my house outright and love saving money. This blog is about that.